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Pensions and Divorce



Sue Hughes,

Senior Lawyer

Peter Lynn and Partners Solicitors

When agreeing on the financial settlement aspects of a divorce or dissolution of a civil partnership, pensions mustn’t be overlooked.

Pensions can have considerable value, and in many cases, there will be one party who wants to protect their pension pot and another who wants access to it as part of the settlement.

Generally, this matter is dealt with in one of three ways by the courts:

Pension Sharing

This is where you are given a percentage share of your former spouse/civil partner’s pension pot. The money that you get from the pension pot of your former spouse/civil partner is then legally treated as your money to be invested in a pension in your name.


This is where your claims in respect of your spouse/civil partner’s pension is offset against another asset e.g. the family home. This could mean that one spouse retains the home and the other the pension.

Pension earmarking

This is like a maintenance payment directly from one person’s pension pot to their former spouse/civil partner. Under this arrangement, money from your tax-free lump sum can also go to your former spouse/civil partner.

Pensions are complex and you must seek expert legal advice on the financial options available to you from a law firm with experience in marital finance matters.

At Peter Lynn and Partners Solicitors, we not only have one of the largest divorce & family law teams in the region, but we offer expert advice on pensions, asset splitting, investments, property, and financial orders and settlements.

For more information and to arrange a free initial appointment, contact Susan Hughes, a specialist in financial claims involving divorce/dissolution cases.

Call 01554 788280 or email [email protected] and click here for more Information


Peter Lynn and Partners was established in 1999 to offer top quality commercial and civil advice to businesses and people in Swansea. With several offices in the heart of the Swansea area and a base in Cardiff as well, PL&P offer a wide range of legal advice and services to individuals and businesses across the South Wales region.

Their experienced solicitors provide a high quality service, which is tailored to the specific legal needs of the client, and ultimately aim to be ‘Preventing Legal Problems.’ We provide our clients professional legal services in lots of different sectors including Personal Injury, Family Law, Wills and Trusts, Residential Property, Commercial Property, Litigation and Dispute Resolution, Criminal Law, Agricultural Law, and Sports and Entertainment Law.

Peter Lynn and Partners have 40 members of staff which contain nine partners, 21 qualified solicitors and paralegals who are backed by a team of seven support staff. They are committed to securing the best outcome for all our clients.


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