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Henry Howard Finance Offers Lending to Caravan Park Owners


As the end of the traditional caravanning season approaches, many will look to take advantage of a growing and more diverse customer base by investing in new facilities or better experiences.

Caravan park owners often face difficulties securing financial support for these investments from traditional lenders, such as banks, because of the seasonal nature of caravan park income.

Fortunately, the commercial lending market has evolved to fill the gap left by stricter lending criteria, with asset finance arrangements providing an attractive alternative.

“Many traditional lenders, such as banks, shy away from supporting businesses with irregular incomes, such as caravan parks,” said Dave Smith, account manager and caravan finance specialist at Newport-based Henry Howard Finance, one of the UK’s leading funders to SMEs.

“As SME finance specialists, we know this can be a significant barrier to growth for park businesses that need to keep making off season investments but don’t want to pay a significant amount of money upfront.

“As an independent finance house with its own capital, as well as access to numerous specialist lenders, Henry Howard Finance has an appetite to lend to almost all types of caravan sites and leisure parks. We offer affordable and efficient finance and re-finance options to companies of all sizes. We even offer seasonal payments where appropriate.”

Asset finance is a simple and cost-effective way to purchase the equipment or assets a business needs to grow or diversify, without having to pay a hefty bill upfront.

For caravan park owners, this can mean access to finance to cover the costs of new static caravans through to multi-use sports and games areas, investment in state-of-the-art digital equipment or even new tractors.

“I have worked with the leisure park sector for decades and understand the industry. Every six to eight years caravan park owners seek to replace their static caravans, with many placing orders at trade shows this autumn that will be delivered in time for Easter 2019. It’s important they know there is a range of flexible finance options out there,” said Mr Smith.

“We wouldn’t rule out lending to new owners of an existing park or a park seeking to expand its footprint ahead of the next holiday season. It doesn’t matter how small or large your site is, whether a single caravan or the largest caravan park, we are open minded and will look at each application on a case-by-case basis.”

For more information please email [email protected] or call Dave Smith on 07469 147 002.