Funding That Will Help You to Get Off The Ground


There’s a range of flexible finance available for start-up businesses based in Wales. Nicola Edwards, Micro Loans Fund Manager explains what’s on offer with the Development Bank of Wales

Are you looking for the finance to set-up or grow a business? From renting or buying premises to hiring staff and marketing, you can talk to the Development Bank of Wales about the funding you need.

Flexible, quick and simple

Here at the Development Bank of Wales, we help businesses to start up and grow by providing loans that are quick and simple to access. Because of the unique way we're funded we can offer a range of flexible finance that can work with the needs of your business. This means that rather than fit the business to the finance, we're able to structure financial packages that suit your individual business. Put simply, it’s all about what works for you and your business.

If you’re looking for a start-up loan of up to £50,000 then we’ll need to see a few things:

  • a business plan summary
  • cashflow forecasts,
  • six months bank statements.

A personal cash contribution will also be needed but the good news is that we offer fixed interest rates for the life of your loan with us. There are also plenty of options for those looking for finance over £50,000. You can check your eligibility here –

Open minded, commercial and local!

Quick, local decision making is critical to our success. We have account managers and regional offices based across Wales who will be happy to come to you. Many of our customers also value the collaborative approach that we have when working with other government bodies, lenders and organisations like Business Wales and the Federation of Small Businesses. Check out for more advice and guidance on what help is available.

We’d love to have a chat with you about the funding that we have available. There is finance ranging from £1,000 to £5 million for businesses of all shapes and sizes so please do take a look at our web site, for more information, or give us a call on  0800 587 4140.


The Development Bank of Wales exists to help businesses in Wales start up, strengthen and grow, by getting them the capital they need across a range of routes.

As a unique resource in Wales, we offer flexible finance to all businesses at all stages, with funds available from £1,000 to £10million.

Our teams of friendly and dedicated staff all across Wales are on hand to provide guidance on the right investment and support for your business, and can provide the local insight which we know business owners value.

We’re one of the top five institutional venture capital investors in the UK by volume, with more than £100m invested in tech businesses.

We also work alongside partner organisations like Business Wales, and offers co-investment alongside banks, crowd funders, grants, private and corporate investors and other lenders.

And we’re committed to helping Welsh businesses improve their sustainability and achieving net-zero goals, helping them to transition to Wales’ green business future.

For more information, visit the Development Bank website at to find out more.


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